{"updatedAt":"2026-06-22T06:17:19.912Z","banks":[{"id":"fio","n":"Fio banka","sub":"Fio konto","av":"Fi","c":"#2E7D32","url":"https://www.fio.cz/bankovni-sluzby/sporeni/sporici-ucet-fio-konto","t":[{"r":3.25,"mx":200000},{"r":2.7,"mx":1000000000000}],"co":[],"inv":null,"pr":null,"nc":null,"tm":"band"},{"id":"fio-sporici","n":"Fio banka","sub":"Fio spořicí účet","av":"Fi","c":"#2E7D32","url":"https://www.fio.cz/bankovni-sluzby/sporeni/fio-sporici-ucet","t":[{"r":2.7,"mx":1000000000000}],"co":[],"inv":null,"pr":null,"nc":null,"tm":"band","note":"Max 2 odchozí platby/výběry měsíčně."},{"id":"oberbank","n":"Oberbank","sub":"Spořicí účet","av":"Ob","c":"#003366","url":"https://www.oberbank.cz/sporeni","t":[{"r":0.01,"mx":1000000},{"r":3,"mx":2000000},{"r":3.2,"mx":1000000000000}],"co":["Nový vklad z jiné banky"],"inv":null,"pr":"30.9.2026","nc":0.01,"tm":"band"},{"id":"unicredit","n":"UniCredit","sub":"Spořicí účet PRIMA","av":"UC","c":"#E30613","url":"https://www.unicreditbank.cz/cs/obcane/ucty/ucty.html#urokovasazbanauctunasporeni_0","t":[{"r":3.5,"mx":500000},{"r":3,"mx":2000000},{"r":0.01,"mx":1000000000000}],"co":["3× karta/měs","Příjem 20k/měs nebo Investice 2k/měs"],"inv":null,"pr":"30.6.2026","nc":0.01,"tm":"band"},{"id":"partners","n":"Partners banka","sub":"Spořicí účet","av":"Pa","c":"#1B3C6B","url":"https://www.partnersbanka.cz/sporici-ucty","t":[{"r":3.2,"mx":1000000000000}],"co":["5× karta/měs","Hlídání minimálního zůstatku 20k"],"inv":null,"pr":null,"nc":null,"tm":"band"},{"id":"mbank","n":"mBank","sub":"mSpořicí účet (základní)","av":"mB","c":"#00843D","url":"https://www.mbank.cz/osobni/sporeni/msporici-ucet/","t":[{"r":3.01,"mx":1000000000000}],"co":[],"inv":null,"pr":null,"nc":null,"tm":"band"},{"id":"mbank-plus","n":"mBank Plus","sub":"mSpořicí účet Plus","av":"mB","c":"#00843D","url":"https://www.mbank.cz/osobni/sporeni/msporici-ucet-plus/","t":[{"r":4.01,"mx":500000},{"r":3.41,"mx":3000000},{"r":3.21,"mx":1000000000000}],"co":["Příjem 15k/měs","5× karta/měs"],"inv":null,"pr":"16.8.2026","nc":0,"tm":"band"},{"id":"raiffeisenbank","n":"Raiffeisenbank","sub":"Spořicí účet XL","av":"RB","c":"#FFE600","ct":"#000","url":"https://www.rb.cz/osobni/ucty/sporici-ucty/sporici-ucet-xl","t":[{"r":4,"mx":500000},{"r":3,"mx":1000000},{"r":3,"mx":5000000}],"t_inv":[{"r":4.2,"mx":500000},{"r":3,"mx":1000000},{"r":3,"mx":5000000}],"co":["10× karta/měs"],"inv":"Investice 500/měs nebo portfolio 400k","pr":null,"nc":0.1,"tm":"band","note":"Zobrazujeme variantu Exkluzivní (4 % do 500k, 3 % do 5M)."},{"id":"ceska-sporitelna","n":"Česká spořitelna","sub":"Spořicí účet","av":"ČS","c":"#003399","url":"https://www.csas.cz/cs/osobni-finance/sporeni/sporici-ucet","t":[{"r":0.75,"mx":400000},{"r":0.01,"mx":1000000000000}],"t_inv":[{"r":3.8,"mx":400000},{"r":0.01,"mx":1000000000000}],"co":["Plus účet","George"],"inv":"Investice 2k/měs","pr":null,"nc":0.2,"tm":"band"},{"id":"csob","n":"ČSOB","sub":"Spoření s bonusem","av":"ČB","c":"#003976","url":"https://www.csob.cz/lide/sporeni/sporeni-s-bonusem","t":[{"r":2.75,"mx":500000},{"r":0.25,"mx":1000000000000}],"t_inv":[{"r":3.8,"mx":500000},{"r":0.25,"mx":1000000000000}],"co":["5× karta/měs","Příjem 15k/měs"],"inv":"Investice 1500/měs","pr":null,"nc":0.25,"tm":"band"},{"id":"vub","n":"VÚB banka","sub":"Spoření bez limitů (SK)","av":"VÚ","c":"#009639","url":"https://www.vub.cz/sporeni-bez-limitu","t":[{"r":3.7,"mx":1000000000000}],"co":[],"inv":null,"pr":null,"nc":null,"tm":"band","note":"Bez domicilu: slovenská 19% daň"},{"id":"kb","n":"Komerční banka","sub":"Spořicí účet KB","av":"KB","c":"#CC0000","url":"https://www.kb.cz/cs/obcane/sporeni/sporici-ucet","t":[{"r":3.5,"mx":1000000},{"r":0.01,"mx":1000000000000}],"co":["Vklad 100k z jiné banky"],"inv":null,"pr":"30.6.2026","nc":null,"tm":"band"},{"id":"air-bank","n":"Air Bank","sub":"Spořicí účet","av":"AB","c":"#00A5CB","url":"https://www.airbank.cz/sporici-ucet/","t":[{"r":2.6,"mx":500000},{"r":0,"mx":1000000000000}],"co":["5× karta/měs","Příjem 25k/měs"],"inv":null,"pr":null,"nc":null,"tm":"band"},{"id":"moneta","n":"Moneta","sub":"Spořicí účet","av":"Mo","c":"#0072BC","url":"https://www.moneta.cz/sporeni-a-investice/sporici-ucet","t":[{"r":2.6,"mx":1000000},{"r":0.5,"mx":1000000000000}],"co":[],"inv":null,"pr":"30.6.2026","nc":null,"tm":"band"},{"id":"creditas","n":"Banka Creditas","sub":"Spořicí účet+","av":"Cr","c":"#E30613","url":"https://www.creditas.cz/sporici-ucet/","t":[{"r":3,"mx":500000},{"r":1.5,"mx":1000000000000}],"t_inv":[{"r":4,"mx":500000},{"r":3,"mx":1000000000000}],"co":[],"inv":"Investice 3k/měs","pr":null,"nc":null,"tm":"band","note":"Bonus +1 % do 500k při pravidelné investici."},{"id":"trinity","n":"Trinity Bank","sub":"Narozeninový spořicí účet","av":"TB","c":"#8B0000","url":"https://www.trinitybank.cz/lide-sporici-ucty-sporici-ucet-3-30/","t":[{"r":4.08,"mx":200000},{"r":3.3,"mx":1000000000000}],"co":["Nový vklad z jiné banky"],"inv":null,"pr":"31.8.2026","nc":null,"tm":"band"}]}